20 Reasons Why You Should Have Title Insurance

These are just some of the hidden title risks that would not be disclosed by even the most meticulous title search, but are covered by an Owner's policy of title insurance:

  1. Forgery
  2. Fraud in the execution of documents
  3. Undue influence on a grantor of a deed
  4. False impersonation by someone purporting to be the owner of the property
  5. Incorrect representation of marital status
  6. Undisclosed or missing heirs
  7. Will not properly probated
  8. Misinterpretation of wills and trusts
  9. Mental incompetence of a grantor of a deed
  10. Tranfer of title by a minor
  11. Heirs born after the execution of a will
  12. Incorrect legal descriptions.
  13. Non-delivery of deeds
  14. Unsatisfied claims not shown on the record
  15. Deeds executed under expired or false powers of attorney
  16. Confusion due to similiar or identical names
  17. Dower or courtesy rights of spouses of former owners
  18. Incorrect indexing of the land records
  19. Clerical errors in recording legal documents
  20. Delivery of deeds after the death of the grantor